Cross Border Principles

Cross-border activity is a key risk area in banking, where everyday client interactions may trigger complex and varying regulatory requirements across jurisdictions. Misunderstanding these rules can lead to significant legal, regulatory, and reputational consequences.

This course provides a clear and practical framework to assess whether cross-border activities are permitted, restricted, or prohibited. It focuses on real-life situations such as client meetings, outreach, product discussions, and travel scenarios, helping participants understand how to apply country-specific rules in practice.

Through structured examples and interactive questions, the course equips participants with the tools to identify risk boundaries, make informed decisions, and escalate when necessary.

The course is structured around the key building blocks of cross-border risk assessment:
– Regulatory positioning and country approaches
– Target markets and client segmentation
– Client interaction and communication rules
– Proactive outreach and marketing activities
– Client travel and reverse solicitation
– Product discussions and offering restrictions
– Booking, documentation and control framework